Hiring a Car Accident Lawyer or Filing Your Own Claim

Why should I hire a car accident lawyer instead of filing a claim on my own?

August 26, 2020
BY: Lesnevich, Marzano-Lesnevich, O'Cathain & O'Cathain

Guest blog post by Cohen & Cohen Attorneys

If you have never been involved in an injury car accident until now, you may be wondering if it’s worth it to hire a car accident lawyer instead of representing yourself. If a car accident only resulted in minor damage to your vehicle and you were not injured, it probably makes sense to file the claim on your own. However, if you sustained a serious injury, one that may be permanent but will require surgery nonetheless, you may wish to consider hiring a car accident lawyer. As legal professionals, car accident lawyers are well versed in motor vehicle laws as well as liability laws. All too often when the damages suffered by a victim are over a certain dollar amount, they experience pushback from the at-fault driver’s insurance company because the carrier does not want to pay a large settlement.

Fighting for the Rights of Injury Victims

Car accident lawyers are aggressive defenders of victim’s rights and are here for you. Experienced lawyers represent car accident victims and their families, obtaining substantial settlements for their damages. As the lawyers at Cohen & Cohen can attest, experience in negotiating with insurance carriers, thorough knowledge of motor vehicle laws, liability laws, and the rights of victims all ensure that client rights will be protected. If you are not familiar with the legal justice system in America, and the regulations that guide the responsibilities of insurance companies, you may short yourself when it comes time to negotiate a settlement. Many car accident lawyers work on a contingency basis, which means that if they do not obtain a settlement on your behalf, you will not have to pay anything. You also do not have to pay anything upfront. This is important because if you were severely injured in a car accident, you may not be able to return to work anytime soon. In addition to not having an income, for the time being, you may also be dealing with a mountain of medical bills.

When a car accident lawyer represents you, you can expect the following: A car accident lawyer will be adept at dealing with insurance adjusters. Very soon, if it has not happened already, the at-fault party’s insurance company will make every effort to convince you that you must settle your claim immediately. They may tell you that if you do not accept their settlement offer now, you will not get any settlement. Never mind that their offer is far less than the number of your damages. A car accident lawyer will communicate with the adjusters on your behalf. If the insurance company does not offer you a fair settlement, they will continue to call them back to the negotiating table until they act more reasonably. If they refuse to do so, a lawyer will be prepared to take them to court. Do not agree to a settlement before talking to a car accident lawyer to learn if they can do better for you.