How Much Is My Pain And Suffering Worth?

March 2, 2021
BY: Lesnevich, Marzano-Lesnevich, O'Cathain & O'Cathain


personal injury lawyerA common question a personal injury lawyer gets is, “How much is my pain and suffering worth?” While an individual consultation is the best way to find out more about your personal injury case value, you can use a free pain and suffering calculator to learn more right away.

Pain And Suffering Calculator

Before using the pain and suffering calculator, you’ll need to have some basic pieces of information.

  • Lost Income. How much income did you miss out on because of your injuries? Also, did you miss out on opportunities such as a job interview or freelance work?
  • Medical Bills. How much are your medical bills? These can include prescription medications, doctor’s visits, physical therapy, ambulance rides, and assistive equipment such as crutches, walkers, braces, and wheelchairs.

For pain and suffering, multiply the total of these damages by 1.5. Now, also multiply the total by 5. That range is your potential award for pain and suffering.

Example Case

Jill was driving up the street minding her own business when a drunk driver T-boned her car. She suffered a broken arm as a result.

Jill lost eight weeks of work time, as she is an administrative assistant and cannot work with a broken arm. Her take-home pay is $800 a week, so she lost $6,400 of income.

The medical bills, so far, are $3,200. Fortunately, Jill didn’t need surgery. (The average cost of surgery for a broken arm can reach $16,000.)

So, let’s calculate Jill’s possible pain and suffering award.

  • Lost Income ($6,400) + Medical Bills ($3,200) = $9,600
  • $9,600 x 1.5 is $14,400, while $9,600 x 5 is $48,000  

Dealing With The Insurance Companies

Jill’s case may sound pretty open and shut to you, and it probably would be in a court of law.

However, anyone with a personal injury case must first deal with the insurance companies.

While insurance adjusters use similar calculators, as the lawyers at Denmon Pearlman can explain, their job is to pay as little out as possible. (Remember, a personal injury case will also include cut-and-dry figures such as medical bills, property damage, and lost income.)

Always remember, the insurance company is not your friend — even if it’s your own insurance company!

A qualified personal injury attorney is your best friend if you’ve been injured because of someone else’s actions (or lack thereof).

He or she can negotiate with the insurance companies, try their best to keep your case from being dragged out through the court system, and advise you on the specific pain and suffering award to which you are entitled.